Today is World Tourism Day. Whether you’re an avid traveler or someone just looking to get away for a bit, here are some things to consider before booking your next trip.
Let’s talk about Travel Insurance and how it can benefit you, your family, and your wallet.
The primary purpose of Travel Insurance is to protect against financial loss if an unpredictable event arises and interrupts your vacation. There are two main types of Travel Insurance to consider, one being Trip Cancellation/Delay/Interruption coverages.
Trip Cancellation allows you to be reimbursed for prepaid travel expenses if you’re unable to travel due to you, or family members, becoming ill or passing away.
Trip Delay covers you if any inconveniences out of your control occur, such as flight cancellations or delays.
Trip Interruption reimburses you for prepaid expenses if your trip was cut short due to you or your family becoming ill, dying, or any other misfortunes listed on the policy. Other reasons might include poor weather, terrorism, jury duty, damage to your home, etc.
The second type of travel insurance is Medical/Accidental Death.
Medical covers medical expenses you may come across while traveling, and it can also cover any emergency transportation you might need during a medical incident.
Accidental Death is typically in 3 parts.
• Air flight accident
• Common Carrier (Which is any public transportation you use when traveling.)
• Accidental Death at any point in your trip.
Certain carriers will also provide you with many resources while you're traveling, such as:
• Toll Free Access to all services
• 24/7 Global medical assistance
• Destination health & security alerts
• Doctor search assistance
• Translation guides